Loan Programs

Mortgage Loan Options

Find the financing option that fits your goals.

30-Year Fixed

Predictable payments and a longer repayment period.

GOOD FOR: Buyers looking for long-term payment stability.

15-Year Fixed

A shorter repayment period that can help build equity faster.

GOOD FOR: Buyers comfortable with potentially higher monthly payments who want to pay their mortgage off sooner.

Adjustable-Rate Mortgage

A mortgage with an interest rate that may change after an initial fixed period according to the terms of the loan.

May suit borrowers who expect to move or refinance before the rate adjusts, provided they understand the risk of future payment increases.

Conventional

A common mortgage option for qualified borrowers purchasing or refinancing a home.

For borrowers who meet conventional loan requirements.

FHA

Government-insured financing that may offer flexible qualification options for eligible borrowers.

For eligible borrowers who may benefit from more flexible qualification options.

VA

Financing available to eligible veterans, active-duty service members, and certain surviving spouses.

For eligible veterans, service members, and certain surviving spouses.

Not Sure Which Option Is Right for You?

You don't have to figure it out alone. Let's talk about your goals and explore your options.

CALL (407) 923-3679